Central Bank of Kuwait (CBK)
Do I need a licence to operate a payment gateway in Kuwait?
Content reviewed 2026-08-14 · How we check sources
Short answer
It depends on the function. If the business provides regulated electronic payment services rather than only technology, it must fit the Central Bank of Kuwait framework for registered electronic payment service providers/operators.
What this means
CBK distinguishes payment-service providers, e-money service providers and payment-system operators. A gateway label does not determine which category applies.
Map whether the company handles funds, acquires merchants, executes payment instructions or only provides technical routing.
Official sources
Central Bank of Kuwait — Electronic Payment Instructions ↗Ask with your entity, activity and regulator.
Regulatory research, not legal advice. This answer has the scope and review date shown above; your institution decides applicability.