UAE OPEN FINANCE · FREE COMMUNITY TOOL
Make Open Finance
clear. Then track the work.
Explore the use cases, understand the requirements and keep your next steps in one place.
Illustrative flow · FinPeel is a research tool
Ask about UAE Open Finance
AI answers with linked sourcesPublic portal checked 23 Oct 2026 · Regulation snapshot 21 Oct 2026 · Research support, not regulatory approval. Ask about requirements; do not enter customer or confidential data.
What can you build?
15 published use cases. Choose one to see the practical checks.
15 use cases shown · A catalogue entry does not mean the capability is live at every institution.
Personal finance management
Bring account balances and transaction history into one personal finance view.
Practical checks
FinPeel implementation prompts, not an exhaustive regulatory checklist.
- Define account and transaction permissions
- Test consent withdrawal and data minimisation
- Validate balance freshness and categorisation
Business finance management
Combine business accounts and transactions for cash-flow and finance tools.
Practical checks
FinPeel implementation prompts, not an exhaustive regulatory checklist.
- Define business authority and account access
- Reconcile data into accounting workflows
- Test missing and delayed transaction data
Confirmation of payee
Check recipient details to help a customer pay the intended beneficiary.
Practical checks
FinPeel implementation prompts, not an exhaustive regulatory checklist.
- Handle match, close-match and no-match journeys
- Review disclosures and customer decisions
- Retain the response and payment audit trail
Banking metadata
Add account context such as standing orders, direct debits and product details.
Practical checks
FinPeel implementation prompts, not an exhaustive regulatory checklist.
- Map required and optional data fields
- Check permissions for each data type
- Handle unavailable or stale metadata
Corporate treasury data
View corporate accounts, balances, transactions and treasury arrangements.
Practical checks
FinPeel implementation prompts, not an exhaustive regulatory checklist.
- Confirm corporate account entitlements
- Map virtual accounts and sweeping arrangements
- Reconcile treasury views to source accounts
Single, future and international payments
Initiate payments with the relevant consent and track the result.
Practical checks
FinPeel implementation prompts, not an exhaustive regulatory checklist.
- Check supported payment types and currencies
- Test authentication, scheduling and payment status
- Define failure, refund and reconciliation flows
Recurring payments
Support fixed or variable recurring payments within agreed consent parameters.
Practical checks
FinPeel implementation prompts, not an exhaustive regulatory checklist.
- Set amount, frequency and validity parameters
- Test changes, expiry and revocation
- Handle failed and duplicate payment attempts
Corporate payments
Support corporate payment instructions, including bulk payment files.
Practical checks
FinPeel implementation prompts, not an exhaustive regulatory checklist.
- Confirm signatories and approval mandates
- Test file validation and partial failures
- Reconcile per-payment status and reporting
Insurance data sharing
Share policy information across the seven insurance categories in the catalogue.
Practical checks
FinPeel implementation prompts, not an exhaustive regulatory checklist.
- Map policy and customer permissions
- Confirm data fields against current specifications
- Review privacy, retention and access controls
Insurance quote initiation
Request and compare insurance quotes using customer-provided information.
Practical checks
FinPeel implementation prompts, not an exhaustive regulatory checklist.
- Separate quotes from advice or intermediation
- Capture quote validity and customer permissions
- Check the licence scope for the proposed journey
FX and remittance quotes
Request actionable FX or remittance quotes and support the next service step.
Practical checks
FinPeel implementation prompts, not an exhaustive regulatory checklist.
- Show rates, charges and quote expiry
- Separate quote selection from execution
- Check account requirements and supported corridors
Dynamic account opening
Initiate an account-opening journey, including when a chosen FX provider needs an account.
Practical checks
FinPeel implementation prompts, not an exhaustive regulatory checklist.
- Keep KYC and acceptance decisions with the institution
- Obtain the necessary data-sharing permissions
- Handle referrals, rejection and incomplete applications
Pay requests
Create a request for payment; the payer still chooses whether to accept and pay.
Practical checks
FinPeel implementation prompts, not an exhaustive regulatory checklist.
- Distinguish a request from a completed payment
- Test expiry, acceptance and status updates
- Prevent duplicate requests and reconcile outcomes
Product data
Help users discover and compare available financial products.
Practical checks
FinPeel implementation prompts, not an exhaustive regulatory checklist.
- Keep product terms and fees current
- Separate comparison from regulated advice
- Check permissions before sharing customer or lead data
ATM data
Help users find ATMs and understand available services and charges.
Practical checks
FinPeel implementation prompts, not an exhaustive regulatory checklist.
- Map location, service and fee fields
- Handle unavailable or stale ATM information
- Validate accessibility and service descriptions