finpeel Answers · Kuwait · updated 2026-08-14
Yes. The Central Bank of Kuwait brought BNPL activity into its regulatory and supervisory framework through its electronic-payment instructions, so providers should not treat BNPL as unregulated merchant credit.
The exact structure should be checked against the CBK instructions and the role of any bank or finance-company partner.
Map who extends the credit, customer repayment obligations and merchant settlement before launching.
Regulator: Central Bank of Kuwait (CBK)
Primary sources: Central Bank of Kuwait — Electronic Payment Instructions
Directional — not legal advice. Verify with the regulator before committing.