Central Bank of Bahrain (CBB)
Do I need a licence for digital lending in Bahrain?
Content reviewed 2026-08-14 · How we check sources
Short answer
Yes, if your company itself carries on a regulated lending or financing activity. Delivering the credit through an app does not remove the CBB licence required for the underlying financial service.
What this means
The exact CBB category depends on the legal structure of the lender and product rather than the technology channel.
A fintech that only provides software, scoring or servicing to a licensed lender can have a different perimeter if the licensed institution remains the lender and regulated decision-maker.
Official sources
CBB — Laws, regulations and Rulebook ↗Ask with your entity, activity and regulator.
Regulatory research, not legal advice. This answer has the scope and review date shown above; your institution decides applicability.