finpeel Answers · Bahrain · updated 2026-08-14
Yes, if your company itself carries on a regulated lending or financing activity. Delivering the credit through an app does not remove the CBB licence required for the underlying financial service.
The exact CBB category depends on the legal structure of the lender and product rather than the technology channel.
A fintech that only provides software, scoring or servicing to a licensed lender can have a different perimeter if the licensed institution remains the lender and regulated decision-maker.
Regulator: Central Bank of Bahrain (CBB)
Primary sources: Central Bank of Bahrain — Rulebook
Directional — not legal advice. Verify with the regulator before committing.
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