Which licence does your fintech business model need, from which regulator, and what will it cost? Select a market and a model — payments, lending, BNPL, wallets, crypto and more — and the calculator returns the licence category, the responsible regulator, the minimum capital requirement, the official and lived application timelines, and a first-year cost band. Figures are drawn from primary regulatory sources; anything that cannot be traced to a primary source is flagged as unverified rather than asserted.
finpeel is a free fintech tool lab for MENA founders: idea stress-testing, licence calculators, compliance lookup, unit-economics models and live regulatory and deal feeds — hand-verified against primary sources.