Central Bank of the UAE (CBUAE)
Can an insurance comparison website operate without an insurance licence in the UAE?
Content reviewed 2026-08-14 · How we check sources
Short answer
Not as an unrestricted unregulated marketplace. CBUAE rules specifically address Price Comparison Websites, and insurance companies and insurance-related professions are generally prohibited from dealing with them except through insurance brokers under the applicable framework.
What this means
The rules treat price-comparison activity as part of the regulated insurance distribution environment. A website should therefore map its relationship with the licensed broker, customer communications, quote presentation and lead flow before launch.
A site that only publishes generic editorial comparisons can have a different analysis from a platform that collects customer data, produces personalised quotations or facilitates policy sales.
Official sources
CBUAE — Insurance Brokers Regulation ↗CBUAE — Price Comparison Websites ↗Ask with your entity, activity and regulator.
Regulatory research, not legal advice. This answer has the scope and review date shown above; your institution decides applicability.