finpeel Answers · India · updated 2026-08-14

Who regulates insurance aggregators in India?

IRDAI regulates Insurance Web Aggregators in India under the Insurance Web Aggregators Regulations. A platform that operates as a regulated insurance web aggregator must obtain the applicable IRDAI registration.

The regime governs online comparison and solicitation/distribution activity rather than ordinary editorial publishing.

A fintech should distinguish between a registered web aggregator, broker, corporate agent and pure technology provider because each role has different permissions.

Regulator: Insurance Regulatory and Development Authority of India (IRDAI)

Primary sources: IRDAI — Insurance Web Aggregators Regulations, 2017

Directional — not legal advice. Verify with the regulator before committing.

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