finpeel Answers · Egypt · updated 2026-08-14

Can a fintech issue an electronic wallet in Egypt?

Only within the CBE-regulated framework. Electronic/mobile wallets are regulated payment products, so a fintech cannot assume it may issue wallet value independently without the required CBE-authorised structure.

Egypt has established mobile-wallet and payment-service rules through the CBE, and wallet products are commonly delivered through regulated banks or payment-service arrangements.

Identify who legally issues the wallet, safeguards customer money and executes transactions before deciding whether the fintech needs its own permission or a partner model.

Regulator: Central Bank of Egypt (CBE)

Primary sources: Central Bank of Egypt — Mobile Wallets

Directional — not legal advice. Verify with the regulator before committing.

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