finpeel Answers · Jordan · updated 2026-08-14

Do I need a licence for an e-wallet in Jordan?

Yes, if the wallet involves regulated electronic-money issuance or payment services. Jordan’s CBJ framework covers licensed issuers and electronic-payment/money-transfer companies.

The classification turns on who issues the electronic value, controls customer funds and executes transfers or merchant payments.

A fintech front end over a licensed wallet can be structured differently if the regulated issuer remains the licensed provider.

Regulator: Central Bank of Jordan (CBJ)

Primary sources: Central Bank of Jordan — Payment Systems Legislations

Directional — not legal advice. Verify with the regulator before committing.

Read on finpeel.com · All answers · Check the licensing perimeter