finpeel Answers · Egypt · updated 2026-08-14
Yes, if your company itself provides a regulated non-bank financing activity. The Financial Regulatory Authority (FRA) supervises non-bank consumer finance and microfinance, and Egypt’s FinTech law enables regulated non-bank financial activities to be delivered using technology.
The regulator depends on the lender: bank lending sits with the CBE, while non-bank financial financing activities fall within the FRA perimeter.
A lending app acting only as technology for a licensed bank or finance company can have a different position, but should not become the lender in substance without the corresponding authorisation.
Regulator: FRA / CBE depending on the lender
Primary sources: Financial Regulatory Authority — FinTech and Non-Bank Financial Activities
Directional — not legal advice. Verify with the regulator before committing.
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